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2024 Cherry Blossom Financial Education Institute

The 9th Cherry Blossom Financial Education Institute will be held on April 25 – 26, 2024. Researchers from around the globe will present their work at Stanford University in Stanford, CA.

We thank the Initiative for Financial Decision-Making at Stanford University for their support of the event and the National Endowment for Financial Education (NEFE) for their support as well as for sponsoring the Financial Literacy Research Award and the Rising Financial Literacy Scholar Award.

View the 2024 Program ➤

 

THURSDAY, APRIL 25, 2024

Welcome Remarks and Presentation of the Initiative for Financial Decision-Making

Beth Bean, National Endowment for Financial Education (NEFE)
Annamaria Lusardi, Stanford University, Initiative for Financial Decision-Making, and Global Financial Literacy Excellence Center (GFLEC)

 

Fireside Chat about Teaching Personal Finance

Session Chair: Peter DeMarzo, Stanford Graduate School of Business

Michael Boskin, Stanford University, Dept. of Economics and Hoover Institution
John Shoven, Stanford University, Dept. of Economics and Stanford Institute for Economic Policy Research (SIEPR)
Annamaria Lusardi, Stanford University, Initiative for Financial Decision-Making, and Global Financial Literacy Excellence Center (GFLEC)

 

Session 1

Session Chair: Terrance Odean, Haas School of Business, UC Berkeley

Adam Leive, University of California, Berkeley: Links Between Puzzles in Household Finance: Evidence from Employee Benefit Choices
  Paper
Ning Tang, San Diego State University: Financial Awareness and Its Role in Financial Behavior
  Paper

 

Session 2

Session Chair: Christyna Serrano, Stanford Graduate School of Business

Tim Kaiser, University of Kaiserslautern-Landau: Scaling Financial Education Among Micro-Entrepreneurs: A Randomized Saturation Experiment
Alessia Sconti, Bocconi University: Evaluating a Financial Education National Campaign: Experimental Evidence from Italy

 

Session 3

Session Chair: Robert Ganem, FINRA Financial Education Foundation

Thomas Korankye, University of Arizona: The Effect of Financial Education on College Education Savings Behavior in U.S.
  Paper
Susan Thorp, The University of Sydney Business School: Mortgage Brokers and Borrower Confusion
  Paper | Presentation

 

Session 4: Rising Scholars in Financial Literacy and Financial Education

Session Chair: Angela Hung, EarnIn

Joseph Hall, Stanford Graduate School of Business and Stanford Institute for Economic Policy Research (SIEPR): Financial Technology, Cost, and Competition: The Case of Credit Cards
  Paper
Judith Bohnenkamp,
University of Miami: The Tech Aficionado: Help or Harm? – A Matter of Financial Literacy
  Paper
Min Kim, University of Pennsylvania: Financial Literacy, Portfolio Choice, and Wealth Inequality: A General Equilibrium Approach
  Paper | Presentation

 

FRIDAY, APRIL 26, 2024

Special Address

Session Chair: Guglielmo Briscese, University of Chicago
Dimitris Georgarakos,
Lead Economist – Monetary Policy Research Division, Directorate General Research, European Central Bank

 

Session 5

Session Chair: Jialu Streeter, Stanford Institute for Economic Policy Research (SIEPR)

Maya Haran Rosen, University of Pennsylvania: Do Parents Save More for a Daughter or a Son? Evidence on Gender Favoritism from a Child Savings Program
  Paper | Presentation
Dennis Philip, Durham University: Early Roots of Inequality: Evidence of a Gender Income Gap Among Children

 

Session 6

Session Chair: Gopi Shah Goda, Stanford Institute for Economic Policy Research (SIEPR)

Anna Lo Prete, University of Torino: Financial Literacy and Resilience When Survey Respondents Prefer Guessing to Admitting Ignorance
  Paper
Margarita Machelett,
Bank of Spain: Gender Gaps in Financial Literacy: A Multi-Arm RCT to Break the Response Bias in Surveys
  Paper | Presentation

 

Session 7: Rising Scholars in Financial Literacy and Financial Education

Session Chair: Anita Mukherjee, University of Wisconsin-Madison

Marius Cziriak, University of Mannheim: Beyond Knowledge: Confidence and the Gender Gap in Financial Literacy
  Paper | Presentation
Lovisa Reiche, University of Oxford: That’s What She Said: An Empirical Investigation on the Gender Gap in Inflation Expectations
  Paper
Li Liang,
George Washington University: Investment Illiteracy and Behavioral Biases in Trading
  Paper

 

Session 8

Session Chair: Daniela Balutel, York University and Bank of Canada

Riccardo Sabbatucci, University of Pennsylvania: Return Heterogeneity in Retirement Accounts
  Paper
Tobias Wekhof,
ETH Zurich and Stanford University: Sustainable Investing

 

Session 9: Discussion on Financial Education and its Effectiveness

Session Chair: Angela Amarillas, Stanford University

J. Michael Dedmon, National Endowment for Financial Education (NEFE)
Justin M. Erwin
, United States Military Academy
Diego Mendez-Carbajo,
Federal Reserve Bank of St. Louis
Michael Staten, University of Arizona

 

Financial Literacy Research Award Ceremony and Closing Remarks

Michael Dedmon, National Endowment for Financial Education (NEFE)
Annamaria Lusardi, Stanford University, Initiative for Financial Decision-Making, and Global Financial Literacy Excellence Center (GFLEC)

2024

April

25-26

Stanford University