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  • The Impact of School-Based Financial Education on High School Students and their Teachers: Experimental Evidence from Peru

    • VIDEO
    October 14, 2019

    Watch the video

  • Second Chance: Life without Student Debt

    • VIDEO
    October 04, 2019

    Watch the video

  • Raising Awareness of the Importance of Personal Finance in School: New Insights

    • REPORTS
    May 13, 2019

    We investigate teachers’ awareness of the importance of financial education, along with their motivation and confidence in teaching personal finance. We aim to identify strategies to advance school based financial education and further support educators. We survey a sample of… Read More »

  • Millennials’ Engagement with Online Financial Education Resources and Tools: New Survey Insights and Recommendations

    • REPORTS
    May 01, 2019

    In today’s economy, individuals—sometimes at an early age—are required to make important and complex financial decisions, many of them with long-lasting consequences. In executing these decisions, people may tap into many resources, including ones online. For those aiming to expand… Read More »

  • Financial Literacy in the U.S.: Students

    • FACT SHEETS
    November 16, 2018

  • Financial Literacy in the U.S.: Students and Parents

    • FACT SHEETS
    November 16, 2018

  • Millennial Financial Literacy and Fin-tech Use

    • PRESENTATIONS
    November 08, 2018

    Watch a video recording of Director Lusardi's keynote address here.

  • Financial Education: Young People in the Digital Age

    • PRESENTATIONS
    October 19, 2018

  • Financial Literacy in Italy: Student Characteristics

    • FACT SHEETS
    August 03, 2018

  • An Analysis of Financial Literacy Among Italian Students

    • REPORTS
    August 03, 2018

    Summary: Youth today confront an economic climate that imposes individual financial responsibility at levels greater than in the past. The financial literacy assessment within the Programme for International Student Assessment (PISA) provides an international measure of students’ preparedness for the… Read More »

  • Should Kids Pay Back Their Parents for Raising Them?

    • PODCASTS
    June 12, 2018

    Summary: When one athlete turned pro, his mom asked him for $1 million. Our modern sensibilities tell us she doesn’t have a case. But should she?

  • Empowering Youth

    • FACT SHEETS
    February 12, 2018

  • Programme for International Student Assessment (PISA) Financial Literacy

    • DATA
    May 31, 2017

    Financial literacy data from the 2022, 2018, 2015 and 2012 Programme for International Student Assessment (PISA) are available for download. The financial literacy assessment administered through the Organisation for Economic Co-operation and Development (OECD) measures 15-year-olds' financial knowledge and experience… Read More »

  • Student Loan Repayments

    • VISUALIZATIONS
    February 28, 2017

    This interactive visualization provides a breakdown of statistics on student loan debt repayment using data from the 2015 National Financial Capability Study. For more details, please refer to our study “Student Loan Debt in The US: An Analysis of The… Read More »

  • STUDENT LOAN DEBT IN THE US: AN ANALYSIS OF THE 2015 NFCS DATA

    • POLICY BRIEFS
    November 14, 2016

    Summary: According to the study, 54 percent of student loan holders did not try to figure out what their monthly payments would be before taking out loans. And 53 percent said that if they could go back and redo the… Read More »

  • Q&A for Empowering the Youth

    • VIDEO
    January 22, 2016

    Watch the video.

  • Financial Literacy Skills for the 21st Century: Evidence from PISA

    • PUBLICATIONS
    October 24, 2015

    Foreward: I am delighted to be asked to give the Colston Warne Lecture at the American Council on Consumer Interests annual conference. What I want to cover in this lecture is what I consider to be one of the most important… Read More »

  • Financial Literacy Skills for the 21st Century: Evidence from PISA

    • WORKING PAPERS
    September 22, 2015

    Foreward: I am delighted to be asked to give the Colston Warne Lecture at the American Council on Consumer Interests annual conference. What I want to cover in this lecture is what I consider to be one of the most important… Read More »

  • Teaching Students Financial Literacy: Why is it Necessary?

    • PRESENTATIONS
    July 14, 2015

  • High School Students and Financial Literacy: Evidence from PISA

    • PRESENTATIONS
    May 22, 2015

    Click here to read the lecture as published in the Journal of Consumer Affairs.

  • The Impact of Bank Account Ownership on Adolescents’ Financial Literacy

    • VIDEO
    March 26, 2015

    Watch the video.

  • The Impact of Bank Account Ownership on Adolescents’ Financial Literacy

    • VIDEO
    March 26, 2015

    Watch the video.

  • Student Loans

    • VIDEO
    October 02, 2014

    Watch the video.

  • GEN Y PERSONAL FINANCES: A CRISIS OF CONFIDENCE AND CAPABILITY

    • REPORTS
    May 01, 2014

    Summary:  Generation Y will leave a lasting imprint on American history. The largest, most diverse generation America has seen, Generation Y comprises millions who were born between the late 1970s and the mid-1990s. While this generation is confident, they face… Read More »

  • Financial Literacy Among Graduate Students: A Case Study from the Indiana University System

    • VIDEO
    April 24, 2014

    Watch the video.

  • Financial Education and Account Access among Elementary Students: Findings from the Assessing Financial Capability Outcomes Pilot

    • VIDEO
    March 27, 2014

    Watch the video.

  • HELPING GEN Y ACHIEVE LONG-TERM FINANCIAL SECURITY

    • POLICY BRIEFS
    February 01, 2014

    Summary: They are young, tech savvy, and confident; diverse, connected, and idealistic. And, they face a host of financial challenges. We’re talking, of course, about Gen Y, represented by the 2,124 college-educated respondents age 23 to 35 who took part in… Read More »

  • COLLEGE-EDUCATED MILLENNIALS: AN OVERVIEW OF THEIR PERSONAL FINANCES

    • REPORTS
    February 01, 2014

    Summary:  This study has used new data from the NFCS to analyze salient issues related to college-educated Millennials’ financial capability, practices, and status, and in the process identify key financial challenges they face. The results suggest that the promotion of financial… Read More »


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