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Debt Close to Retirement and its Implications for Retirement Well-Being
January 06, 2021Abstract: We analyze debt and debt management of Americans nearing retirement age, to document that older people have numerous financial obligations that can lead to financial distress. Using data from the 2015 National Financial Capability Study and drawing on an… Read More »
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Debt Close to Retirement and Its Implications for Retirement Well-being
June 19, 2019We analyze debt and debt management of Americans nearing retirement age, and we show that older people have numerous financial obligations that can lead to financial distress. Drawing on the 2015 National Financial Capability Study and an extensive literature review,… Read More »
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Debt Close to Retirement and Its Implications for Retirement Well-being
June 19, 2019Abstract: We analyze debt and debt management of Americans nearing retirement age, and we show that older people have numerous financial obligations that can lead to financial distress. Drawing on the 2015 National Financial Capability Study and an extensive literature… Read More »
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The Social Security Statement: Its History and Impact on Knowledge and Behavior
April 25, 2017Watch the video.
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Testimony of Annamaria Lusardi Before the ERISA Advisory Council
May 28, 2015Summary: The transfer of risk from defined benefit plan sponsors to plan participants when offering lump sum distributions of pensions was the topic of Annamaria Lusardi’s testimony. In her testimony, she discussed the information that participants need to make informed decisions… Read More »
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Trying the Impossible–Financing 30-Year Retirements with 40-Year Careers: A Discussion of Social Security and Retirement Policy
September 25, 2014Watch the video.
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Active vs Passive Decisions and Crowd-Out in Retirement Savings Accounts
April 18, 2013Watch the video.
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Do Consumers Know How to Value Annuities? Complexity as a Barrier to Annuitization
March 21, 2013Watch the video.
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Retiree Out-of-Pocket Healthcare Spending: A Study of Consumer Expectations and Policy Implications
March 07, 2013Watch the video.
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Social Security and Retirement Decisions: The Impact of Knowledge and Framing
October 04, 2012Watch the video.
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What are the Real-World Framing Influences on Retirement Claiming Behavior?
June 21, 2012Watch the video.