Examining the Barriers to Annuity Ownership for Older Americans

• REPORTS

October 05, 2021

Abstract: The annuity take-up rate is lower than economic theory predicts.1 Using data from the 2018 National Financial Capability Study, we conduct an empirical analysis of individuals in the retirement-planning phase of the life cycle (ages 40–61) and individuals of… Read More »

Financial Well-Being of the Millennial Generation: An In-Depth Analysis of its Drivers and Implications

• WORKING PAPERS

December 03, 2019

Abstract: This research highlights the importance of designing and offering financial education programs that will optimally meet the needs and address the concerns of this diverse population. To improve financial well-being, programs should be tailored to the financial situation of… Read More »

Financial Fragility in America

• PRESENTATIONS

June 27, 2019