June 2026
Since 2017, the TIAA Institute–GFLEC Personal Finance Index (P-Fin Index) has served as an annual barometer of financial literacy among U.S. adults. The index survey provides a robust measure of overall financial literacy by examining personal finance knowledge across eight areas in which individuals routinely function. In addition, the P-Fin Index survey enables insights into the relationship between financial literacy and financial well-being.
Unfortunately, results over the decade point to persistently low financial literacy, leaving many Americans at a disadvantage in an increasingly complex personal finance landscape.