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Income Growth and the Distributional Effects of Urban Spatial Sorting
October 03, 2019Watch the video.
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When will the penny drop? Money, financial literacy and risk in the digital age
January 30, 2017Summary: In November 2016, Allianz, in collaboration with Director Annamaria Lusardi, surveyed a total of 10,000 (approximately 1,000 people in each country) in the western European countries of Austria, Belgium, France, Germany, Italy, the Netherlands, Portugal, Spain, Switzerland, and the… Read More »
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ENTREPRENEURSHIP AMONG BABY BOOMERS: RECENT EVIDENCE FROM THE HEALTH AND RETIREMENT STUDY
October 03, 2016Abstract: We study entrepreneurship among Baby Boomers using data from the US Health and Retirement Study (HRS). Using two different definitions of entrepreneurship (being self-employed and being a business owner), we compare entrepreneurs to non-entrepreneurs and entrepreneurs who were age… Read More »
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Women and Retirement Security
September 30, 2016Summary: Our research investigates whether and how older women’s current and anticipated future labor force patterns has changed over time, to evaluate the factors associated with longer work lives and plans to continue working at older ages. For our empirical… Read More »
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HOUSEHOLD FINANCIAL FRAGILITY: EVIDENCE AND IMPLICATIONS
September 29, 2016Macrofinancial Symposium: Links between Financial Markets and the American Economy
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Financial Literacy Seminar Series with Abigail Sussman: Anchors, Target Values, and Credit Card Payments
May 27, 2016Watch the Video
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Financial Literacy Seminar with Annamaria Lusardi, Financial Literacy Around the World: Insights from S&P Global FinLit Survey
April 27, 2016Watch the video.
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Optimal Financial Knowledge and Wealth Inequality
December 01, 2015Abstract: We show that financial knowledge is a key determinant of wealth inequality in a stochastic lifecycle model with endogenous financial knowledge accumulation, where financial knowledge enables individuals to better allocate lifetime resources in a world of uncertainty and imperfect… Read More »
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The Effect of Financial Education on the Quality of Decision Making
November 19, 2015Watch the video.
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THE GLOBAL FINDEX DATABASE 2014: MEASURING FINANCIAL INCLUSION AROUND THE WORLD
September 17, 2015Watch the video.
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The Global Findex Database 2014: Measuring Financial Inclusion Around the World
September 17, 2015Watch the video.
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Financial Knowledge and 401(k) Investment Performance: A Case Study
June 22, 2015Abstract: We explore whether investors who are more financially knowledgeable earn more on their retirement plan investments compared to their less sophisticated counterparts, using a unique new dataset linking administrative data on investment performance and financial knowledge. Results show that the… Read More »
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The Impact of Bank Account Ownership on Adolescents’ Financial Literacy
March 26, 2015Watch the video.
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The Impact of Bank Account Ownership on Adolescents’ Financial Literacy
March 26, 2015Watch the video.
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OPTIMAL FINANCIAL KNOWLEDGE AND WEALTH INEQUALITY
December 17, 2014Abstract: Using a stochastic life cycle model with endogenous financial knowledge accumulation, we show that financial knowledge is a key determinant of wealth inequality. The mechanism we posit is that financial knowledge enables individuals to better allocate resources over their lifetimes… Read More »
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Inflation Expectations and Behavior: Do Survey Respondents Act on Their Belief?
October 16, 2014Watch the video.
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Trying the Impossible–Financing 30-Year Retirements with 40-Year Careers: A Discussion of Social Security and Retirement Policy
September 25, 2014Watch the video.
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Active vs Passive Decisions and Crowd-Out in Retirement Savings Accounts
April 18, 2013Watch the video.
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Do Consumers Know How to Value Annuities? Complexity as a Barrier to Annuitization
March 21, 2013Watch the video.
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Retiree Out-of-Pocket Healthcare Spending: A Study of Consumer Expectations and Policy Implications
March 07, 2013Watch the video.
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Experimental Evidence of the Efficacy of Financial Education for Adults: A Cross Experiment Comparison
December 13, 2012Watch the video.
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Early Withdrawals from Retirement Accounts During the Great Recession
November 29, 2012Watch the video.
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A Complex Portrait: An Examination of Small-Dollar Credit Consumers
November 15, 2012Watch the video.
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A Complex Portrait: An Examination of Small-Dollar Credit Consumers
November 01, 2012Watch the video.
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Social Security and Retirement Decisions: The Impact of Knowledge and Framing
October 04, 2012Watch the video.
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Can Commitment Savings Help Americans be Better Prepared for Retirement?
June 21, 2012Watch the video.
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Building Financial Literacy: For K-8 Pre-Service Teachers and Adult Learners
June 21, 2012Watch the video.
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Panel Discussion: Directions for Further Research on Financial Literacy
June 21, 2012Watch the video.
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Evaluating Workforce Financial Education and Encouraging New Hires to Save for Retirement
June 21, 2012Watch the video.
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What are the Real-World Framing Influences on Retirement Claiming Behavior?
June 21, 2012Watch the video.
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Internet Panel Survey Data on Financial Capability and Behavior: RAND American Life Panel
June 20, 2012Watch the video.